How to Get Rid of a Debt Collector

Wondering how to get rid of a debt collector?

Ever wonder if debt collectors can contact outside parties about the debt you owe?

The answer all depends.

If you have an attorney, the FDCPA prohibits a debt collector from contacting anyone other than your attorney.

If you do not have an attorney, the debt collector may contact other people but only for the purpose of finding out where you live or work.

What to Know About How to Get Rid of a Debt Collector

Allowed to Contact?
Typically debt collectors will start out with your workplace – then move on to family members if they can’t get information to reach you. However, it’s VERY common for them to contact the wrong people (people with the same name) by mistake.

The main problem, reported by nearly half of those who claimed a mistake, is that someone else owed the debt.

Some said they’d already paid off the debt or discharged it through bankruptcy.

Allowed to Say?
Debt collection agencies can contact family members or your place of work, but they have to be careful about what they ask about.

They may ask questions to find out your home address, phone number, or place of employment.

Asking family members about your whereabouts and basic contact information is perfectly legal. But debt collectors cannot ask your friends or family members about other subjects.

Allowed to Discuss the Debt?
They typically cannot contact these people more than once and the collector cannot tell these people or anyone else (including your employer) that you owe money. They usually say they need to discuss a ‘personal financial matter’ and that they’re trying to get a hold of you but can’t seem to reach you.

Can It Be Discussed With Anyone Else?
Debt collectors may discuss the debt with your spouse, parents or guardian if under the age of eighteen, executor of your estate, or any co-signer on the account or loan.

We know that having debt collectors contact you, your family and workplace isn’t exactly great for your social agenda…

Want to Learn How to Get Rid of a Debt Collector FAST?

Luckily you have a solution to put an end to it quickly…

Collections can easily be STOPPED.

You’ll learn that the process to remove the debt is just as simple.

Debt removal is a time-sensitive process…

The sooner you can take action – the better.

Get Started with Debt Removal Secrets TODAY!

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Private Wealth Academy