How to Raise Your Credit Score Like Abey

Wondering how to raise your credit score fast?

“My basic details are: 80K Salary, 3 Revolving Cards ($62K Total), 2 Authorized User Cards, 2 Auto Loans (1 Paid Off, 1 Left), 1 Personal Loan (Paid Off). All cards have less than 10% balance. Perfect payment history on all accounts. Just 2 years ago my credit was 540 and most of my accounts were not particularly good.

All this to say that I’m working on closing on a mortgage (4.1% + 6% down) in a couple of weeks here in Australia. We’re currently in escrow. Thanks to my credit score, the mortgage is going to be $300 LESS than we’ve been paying for rent!

While it won’t be our “forever home”, it’s just a cheap 2-bed starter home. Mortgage is ~$800 total but we are planning to pay $1,500/mo as suggested to drive the principal down quickly and get it all paid off in 7-10 years instead of 30!!!”

How to Raise Your Credit Score & Start Seeing Approvals Again

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