How to STOP Debt Collector Harassment

Are you experiencing debt collector harassment?

Even if the debt hasn’t gone into collections YET – it will…

Debt Collector Harassment Tactics:

Here are some harassing illegal tactics, debt collectors may try to use:

• Use or also threaten to use violence or criminal means to harm you, your reputation or your property; or
• Use obscene or profane language; or
• Advertise that you owe a debt; or also advertise your debt for sale; 
• Cause a telephone to ring repeatedly or continuously with the intent to annoy or harass; or also place telephone calls without meaningful disclosures of their identity.
• False or also misleading representations. Debt collectors may not misrepresent the truth. A debt collector cannot pretend to be anyone except a debt collector. The collector must tell the person who allegedly owes the debt that the debt collector is trying to collect the debt and may not deceive you by: using a false company or creditor name; implying the communication is from anyone other than a debt collector;
• Misrepresenting the amount of the debt owed;
• Threatening to disseminate false credit information about you;
• Falsely representing they’re government representatives;
• Threatening legal action that is illegal or that they do not intend to take;
• Representing falsely that you have committed a crime or that you will be arrested or imprisoned;
• Falsely implying that the debt collector is employed by a credit bureau;
• Falsely implying that they’re attorneys or that also an attorney is involved in the collection of the debt; or falsely indicating the legal status of papers or forms sent to you;
• Using any words or symbols in their notices to make the person who allegedly owes the debt think the notices are legal documents when they are not; or sending you something that resembles an official document from a court or governmental agency.

Other prohibited unfair practices debt collection agencies may not partake in includes:

►Trying to collect an amount greater than what you owe;
►deposit a postdated check prior to the date on the check;
►Communicating with you about a debt by postcard;
►Using envelopes that reveal information indicating that the sender is a debt-collection agency;
►Cause you to incur a communication expense, such as a collect telephone call charge, telegram fee, wire fee, or other similar charge, through the concealment of the true purpose of the communication;
►Garnish your wages or also take your home or possessions without a court judgment. (*An exception exists for federally guaranteed student loans that are already in default.)

You Don’t Have to Deal with Debt Collector Harassment

Don’t let debt collectors push you around…

You have rights & can also put a STOP to the collections. (Which we’ll show you how to do in tomorrow’s email.)

Just remember the maxim of the law is…

“One who does not assert their rights – has none.”

You don’t have to be a slave to the system anymore.

Learn how Debt Removal Secrets can set you free

Your friends in finance,
Private Wealth Academy