How to Use Your Equity in Your Home as an Emergency Fund

Wondering how to use your equity in your home?

Are you also in need of an emergency fund?

Here’s something that may surprise you…

Nearly half (46%) of U.S. consumers have faced at least one unexpected expense in the last 90 days with the average emergency expense costing around $1,400.


Considering that the average cost of living is about $5,000 a month…

$5K x 3 months = $15K

$5K x 6 months = $30K

The average person should have $15,000 to $30,000 in savings.

If you don’t have anywhere near that much in savings – you’re not alone…

In fact, the average savings account in the U.S. has ~$4,000 or less.

$15K-30K may seem like an unreasonable amount of money right now but what if you could easily get access to that much money (and more) whenever you needed it?

Here’s How to Use Your Equity in Your Home as an Emergency Fund…

With a HELOC, you can access 95% to 100% of your home’s equity and immediately use it like cash. The funds from a HELOC come with less interest, fees and without scrutiny from the lender to how they are used.

Unlike mortgages, personal loans or business loans where you’re forced to use the money for specific purposes…

You can do anything with the money from your HELOC! The best part is, it’s pretty quick to open an account and get approved (more about this in tomorrow’s email).

Let’s face it – emergencies tend to happen when we least expect it.

That’s why…

We recommend opening a HELOC sooner rather than later(especially if there aren’t any annual or maintenance fees involved so you have the funds when you need them). The cool part is…

By utilizing the HELOC Hyperdrive Strategy that we teach inside the
Half Your Mortgage program…

The average student can save $14,700 every 6 months.

Pretty amazing, right?

Just imagine, one year from now having $30,000 in your emergency fund without you having to do anything… except using your HELOC Operating Account to make your housing payments.

It almost makes you breathe easier just thinking about it, doesn’t it?

Tapping into your home equity and having immediate access to what can be several hundred thousand dollars – is an invaluable security that every homeowner should have.

We say this with confidence because we work hard to find the best HELOC offers available. Our mission with this program is to help you (and as many Americans as possible) improve cashflow & SAVE BIG on housing costs.

Want Help Learning How to Use Your Equity in Your Home Like Cash?

Included in the Half Your Mortgage program you’ll get access to a curated list of banks & credit unions that offer the best HELOC terms in your state. You’ll also receive one-on-one support to ensure you’re getting the right HELOC criteria and much more.

Aren’t you ready to reduce your mortgage by 50% (or more)?

Click the link below for more details to learn how you can save years of time and hundreds of thousands of dollars with Half Your Mortgage.

Just listen to what Anna had to say about going through the Half Your Mortgage program…

You’ve heard it’s easier to get approved for a HELOC over a mortgage – wondering how easy? We’ll cover the requirements in tomorrow’s email.

Until then… Click to learn more & get started with Half Your Mortgage today.

Learn More About the Half Your Mortgage Program

You can also Book a FREE Discovery Call with Our Team to discuss how a HELOC can half your mortgage (whether it’s new or existing) we’ll run through the numbers with you using our proprietary software, see how much you’ll be saving in interest & determine YOUR EXACT PAYOFF DATE!

Your friends in finance,
Private Wealth Academy