Private Wealth Academy Blog

Mindblown: a blog about philosophy.

  • Cash Out Refinance vs HELOC

    Wondering how a cash-out refinance compares to a first lien HELOC?As your mortgage matures, you’ll typically gain equity in your home. Home equity is your property’s value minus what you currently owe on your mortgage. For example, let’s say you purchased your home for $300,000, and after a few years of making payments, you’ve lowered…

  • Personal Loan vs. HELOC

    Wondering how a personal loan stacks up against a HELOC?It’s always good to know your options. When it comes to comparing a personal loan to a home equity line of credit – let’s go over the pros and cons of each… Personal Loan vs HELOC A First-Lien Home Equity Line of Credit (HELOC)A first lien HELOC is a…

  • Using a HELOC for Debt Consolidation?

    Have you been considering using a HELOC for Debt Consolidation? How much debt is your household carrying right now? If it’s A LOT (like $50,000 or more) – you’re not alone… Many households are carrying significant debt nowadays (between mortgages, personal loans, credit card balances, student loans, etc.) In fact, the average American has $90,460 worth of debt. If that…

  • Don’t Start Investing HELOC Money Until You See THIS..

    Wondering what you should be investing HELOC funds into?Yesterday we talked about how to use a HELOC for debt consolidation. While that can help you save a lot in interest, it’s not able to earn you more money. If you’re not using your home equity to pay off your home faster or reducing high interest…

  • Using a Home Equity Line of Credit for REI

    Looking to break into the real estate investing game? (Or take your current investments to the next level?)If you’re going to use a home equity line of credit for anything, put it into a sound investment. Unused equity is, after all, dead money that could be better utilized by working for you. Stagnant equity isn’t giving…

  • How to Use The HELOC Strategy and Reduce Your Risk

    Have you ever heard financial gurus like Dave Ramsey or Suzie Orman warn against using HELOCs?They’re not entirely wrong…A HELOC comes with flexibility that it can be tempting to use it as a piggy-bank. But we want to help you get the most benefit from your home equity line of credit and avoid it from…

  • The Best HELOC Payoff Strategy

    Looking for the fastest HELOC payoff strategy that will help increase your cash flow without changing your income?This isn’t a riddle or gimmick… Think about it…A first lien HELOC is the tool that can make your financial freedom a reality by helping you quickly pay off what most likely is your largest debt. Our HELOC Payoff Strategy Gets…

  • How to Avoid Income Tax Like the Rich

    Have you ever wondered why it’s so easy for the rich to get richer?A few years ago, one of my business partners and I were out at a bar and I asked him that very question… “Jon, why is it so easy for the rich to get richer? It’s like they’re also able to exponentially…

  • Not Paying Taxes Sounds Too Good to Be True..

    Want to learn the truth behind reducing your tax liability and also not paying taxes? That’s what we’ll dive into today but first, a quick story… It was a brisk September morning and I walked out to check my mailbox. As I’m sifting through the mail, I find a letter from the IRS. My hearts’ racing.…

  • The Secret to Avoid Paying Taxes Legally

    Do You Wish You Knew The Secret to Avoid Paying Taxes Legally? Guess What? Now You Can! But before we reveal the BIG secret… We often get asked… How did Jon and your team discover these financial strategies? At Private Wealth Academy, the majority of our work (especially on taxes and the Bulletproof Trust) has been based…

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